What is Paysley?

Paysley provides mobile invoicing and payment solutions for contactless and card-not-present transactions. The software does not require special hardware, applications, or devices and works on any internet-connected device. Customers receive texts or emails containing a link or a QR code that directs them to a customized payment page allowing tap-to-pay functionality. Functionality includes the generation of reminders and receipts, and recurring invoicing. Paysley claim 75% of Paysley business invoicing gets paid within a day.

Paysley was founded by South African entrepreneur Chris Roets in 2014, originally under the name Mobipaid. Mobipaid had offices in South Africa, the UK, and the US and offered a quick, convenient solution to get paid or accept donations. Looking to expand in the US market, Roets moved to the US and established an office in April 2020, rebranding as Paysley and expanding the software’s functionality with a vision of normalizing mobile and card-not-present payments. In October 2020, Paysley was acquired by Californian-based PaymentCloud, Inc., a payment processing solutions provider.

Paysley offers support for single or bulk invoicing, delivering them by email or via a text-to-pay feature and offering clients a tap-to-pay link or a QR code to scan, which takes them to a secure payment page. Users may customize the invoices with their logos and business details, with the automation of reminders and receipts as standard. The software supports adding taxes, discounts, personal messaging, and payment due dates and tracks all invoices for an overview of outstanding payments. Recurring automated invoicing is also possible. All functionality is available via a smartphone enabling on-the-go invoicing.

Subscribing to higher plans activates other functionality. You can add additional user accounts or link your point of sale hardware to your Paysley account, ensuring inventory is automatically updated. You gain the ability to create and run auctions with updates in real-time while sending texts, emails, or QR codes to customers and posting on social media. You can also set and maintain social media campaigns from the Paysley dashboard, with real-time analytics allowing optimization in real-time. The highest subscription plan gives access to custom integrations support for bookkeeping, POS software, and online shopping carts.

What popular features do you get with Paysley?


  • No contracts or termination fees
  • Instant payment validation
  • CRM and ERP platform integrations
  • Your merchant services or Paysley’s

  • Smartphone management
  • PCI-DSS certified payment gateway
  • Interactive API portal for developers
  • Combines sales with social media

  • Fundraising donation requests supported
  • Automatic billing, reminders, and receipts

Customer Support is available at Paysley

Paysley offers customer service during business hours via phone or email. Clients also gain access to a comprehensive user guide to take you through each task you may wish to complete on a step-by-step basis.

 

What kind of business is Paysley ideal for?

Paysley has a sufficient breadth of functionality to make the product suitable for most small to medium-sized businesses. It is also uniquely positioned for freelancers, entrepreneurs, fundraisers, and dropshippers, with an attractive entry-level price for small operations with limited cash flow. Paysley’s overriding plus is that you don’t need to capture and store people’s credit card information, potentially placing you at risk of a data breach. Clients enter their data through a payment portal, so you are simply issuing an invoice and receiving the funds. If you have a brick-and-mortar store, Paysley will work for you, allowing clients to pay from their smartphone; however, it’s slightly more cumbersome for card-present transactions and doesn’t replace the ease and functionality of a POS terminal in those cases.

Pros and Cons

  • No card readers or devices required
  • No storage or management of client credit card details
  • PCI compliant
  • Clients make payments from their own device
  • Choice of merchant services
  • Auction and social media support
  • Text-to-pay capability
  • Text or picture messaging support
  • 30-day free trial offered
  • Full invoice customization for your business
  • API for custom developments


  • Doesn’t handly automated clearing house transactions (ACH) yet
  • ApplePay and GooglePay not yet supported
  • No recurring billing with the lowest subscription tier

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How much does Paysley cost?

*based on information provided by the vendor. Actual cost may vary.

Paysley provides four subscription plans: Primary, Plus, Pro, and Premium.
The Primary plan is ideal for small businesses and one-person operations, providing an application manager, a virtual terminal, and text and email payment requests and invoicing. This plan includes unlimited QR codes, invoices, payment requests, reminders, and payment pages. Text and email invoicing requests and each transaction attract a standard charge shown in the pricing table below.

The Plus plan has everything in the Primary plan while allowing additional user accounts and recurring billing. You can also link to your POS account while gaining analytics capability with real-time tracking and interactive metrics.

The Pro plan has all inclusions from the Plus plan and adds campaign, auction, and bulk-billing capability. You also gain personalized training from a Paysley expert.

The Premium plan has all Pro plan functionality while adding customized integration support to link your bookkeeping or online shopping cart software with Paysley.

Plan Primary Plus Pro Premium
Price per month $15.00 $49.00 $99.00 Ask For Quote
Per email <<< $0.02 >>>
Per email <<< $0.03 >>>
Per MMS <<< $0.05 >>>
Per Transaction <<< $0.020 >>>

Final thoughts...

Paysley offers a simple but powerful option for those who wish to manage their billing and payment receipts electronically. It removes manual processing and printed documents and does away with POS hardware or specialized devices. Yet it speeds the opportunity for payment receipts by making it easy for clients to click on a link or scan a QR code and proceed directly to your customized invoice, from where payment takes place upon entry of credit card details. Whether you’re an online business, a tradesperson, a freelancer, or a business that deals with many card-not-present transactions, Paysley is an uncomplicated invoicing solution. It allows management from any device while providing powerful automation tools for reminders, bulk and recurring billing, auctions, and social media management. With a 30-day free trial and a great entry-level price, Paysley seems to have got it right.