What is Merchant One?

Merchant One is a credit card processing platform for small businesses that is based in Florida. It made the Forbes Advisor’s ‘Top 10 List’ for credit card processing companies.

Merchant One is a simple-to-use platform and has a multitude of payment options available to its customers. Application and approval on the platform is straight-forward, furthermore Merchant One finds the right pricing and packages for every client, meaning almost any small business will be able to accept credit cards.

Merchant One costs nothing to set up. They have a monthly fee that is $6.95 and swipe rates starting at 0.29%. Customized packages that come with a highly-trained account manager are available for every user.

Merchant One offers advanced technology for wireless programs, POS systems and mobile payments. Customers at Merchant One are provided with around-the-clock technical support.

What popular features do you get with Merchant One Popular?

  • Can set-up an account within 24 hours
  • 98% approval rating with less-than-perfect credit
  • State-of-the-art systems
  • Dedicated account managers
  • Smartphone and tablet payment solutions

  • eCommerce
  • Retail/Swipe
  • Integration support
  • 24/7 customer service
  • Wireless solutions

  • Gift and loyalty cards
  • Data security
  • Payment gateway service
  • Iphone & Android reader
  • Clover products

Customer Support is available at Merchant One

Merchant One are contactable by phone: (800) 910-8375. You can also email them at support@merchantone.com Merchant One doesn’t have live chat or a knowledge base at this point in time.


What kind of business is Merchant One ideal for?

Merchant One is used by a wide range of industries including retail, trade shows, B2B, fine dining, hospitality and eCommerce. Merchant One offers custom packages that cater to businesses large and small, they offer everything from card swipers for mobile devices and POS terminals. Merchant One offers loyalty programs and text marketing to help businesses drive sales. Funds from sales are always deposited the following day.

Pros and Cons:

  • Easy to set up
  • 98% approval rating
  • State-of-the-art technology
  • Security features

  • Confusing website
  • Fixed three year plan

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  • Subscription-Based Pricing Built For Savings
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How much does Merchant One cost?

*based on information provided by the vendor. Actual cost may vary.

  • Early Termination Fee – $0.00
  • PCI Compliance Fee – $0.00
  • Qualified Swipe Rate – 0.29% – 1.55%
  • Qualified Keyed-in Rate – 0.29% – 1.99%
  • Monthly Fee – $6.95
  • Equipment Lease Terms – $0.00
  • Interchange plus – Available (no pricing given)

Final thoughts...

Merchant One is the perfect credit card processing platform for small businesses, businesses in high-risk industries and business owners that have a poor credit rating. They provide easy set-up and individualized pricing for their clients, however it’s important to read the fine print as hidden fees and additional charges are oftentimes not clearly stated.