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Our Recommended Merchant Services – Credit Card Processors

Last Updated December 2024

Maximize Profits and Slash Fees with the Best Merchant Services That Every Business Needs!

10
24/7 customer support at your service
  • No hidden fees and 0% markup
  • Trusted by over 10,000 businesses
  • Eliminate costs with Zero Fee Processing
Our Score
10
10
Over 10 years of proven merchant service excellence
  • Next-day payouts for added convenience
  • Guaranteed competitive, locked-in rates
  • 24/7 access to dedicated specialists
Our Score
10
9.8
Unparalleled security and fraud protection
  • Intuitive platform for effortless management
  • Gain insights with detailed analytics and reports
  • Simple API integration for tailored payment solutions
Our Score
9.8
9.2
All-in-one credit card processing solution
  • 98% approval rate
  • Flat-rate pricing with no setup fees
  • Dedicated account manager at your service
Our Score
9.2
9.2
Credit card processing and POS solutions designed for restaurants
  • Transparent pricing with no surprises
  • Minimize errors with seamless restaurant POS integration
  • Stay operational with offline payment capabilities
Our Score
9.2
9.0
0% credit card surcharge
  • Effortless surcharging compliance
  • Save 100% on credit card transaction fees
  • Accept payments anytime, anywhere
Our Score
9.0
9.0
High-risk businesses welcome
  • Over 10 years of experience with retail and online businesses
  • Advanced fraud prevention systems
  • 24/7 emergency phone support
Our Score
9.0
8.8
$200 price match guarantee or SAVE*
  • Extremely low $0.15 batch fee
  • Round-the-clock tech support
  • High-risk merchants accepted
Our Score
8.8
8.8
First month FREE for US-based businesses*
  • 0% markup payment processing with flat fees
  • Save up to 40% monthly
  • Trusted by over 30,000 businesses
Our Score
8.8
8.8
Free gateway setup and mobile card reader
  • Round-the-clock customer support
  • Tailored pricing plans to fit your needs
  • Clear and affordable fee structures
Our Score
8.8
8.8
Simplified online payment solutions
  • Easily add payment methods with a click
  • Access analytics through a customizable dashboard
  • Flexible payment options for every business
Our Score
8.8
8.6
Payment processing tailored for every business
  • Transparent, no-surprise pricing
  • PCI-compliant data security
  • A wide range of plans to choose from
Our Score
8.6
8.6
Fee-free payment processing platform
  • No contracts, no monthly fees
  • Award-winning customer service
  • Lowest interchange rates on every transaction
Our Score
8.6
8.6
FREE software and equipment*
  • Zero-cost payment processing available
  • High-risk merchants accepted
  • Straightforward pricing plans
Our Score
8.6
8.6
Payment processing, reimagined
  • Embed shareable payment links anywhere
  • Seamlessly integrated with HubSpot's Smart CRM
  • Generate customizable revenue reports in seconds
Our Score
8.6
8.6
Exclusive volume discounts for growing businesses
  • 0% per transaction plus interchange fee
  • Average savings of over $400/month
  • Simple and transparent credit card processing
Our Score
8.6
8.6
Revolutionizing credit card processing
  • Zero processing fees
  • Sleek, portable, and professional hardware
  • Fully EMV and PCI-compliant
Our Score
8.6
8.6
Free credit card processing terminal
  • $1,000 meet-or-beat pricing guarantee
  • Competitive rates designed for high-revenue businesses
  • Fast same-day funding options
Our Score
8.6
8.4
Award-winning customer support
  • Same-day deposits for fast funding
  • No setup fees or hidden costs—free terminal included
  • 98% approval rate with no minimum credit score required
Our Score
8.4
8.4
Eliminate up to 100% of processing fees
  • Comprehensive reporting and tracking tools
  • Offers dual pricing processing options
  • Quick access to live phone support with real representatives
Our Score
8.4
8.2
A smarter, simpler solution for payment processing.
  • Industry-leading risk and fraud prevention
  • Effortless, secure, and reliable payments
  • Tailored to fit your unique business mode
Our Score
8.2
8.2
Never miss a sale
  • Trusted by over 5 million businesses of all sizes
  • Accept payments anytime, anywhere
  • Quick funding with no hidden fees
Our Score
8.2
8.2
Earn up to $800 bonus with promo code: Q2AFL24*
  • Round-the-clock customer support, 24/7/365
  • No long-term contracts or cancellation fees
  • Convenient contactless payment solutions
Our Score
8.2
7.8
Effortless payment processing
  • Rates starting at 0.39% for swiped cards
  • Free equipment worth $500
  • Next-day deposits with a 98% approval rate
Our Score
7.8
7.6
$200 Meet-or-Beat Price Guarantee
  • 24/7 personalized support
  • Dedicated lifetime account representative
  • Zero processing fees
Our Score
7.6
7.6
Mobile card reader for seamless on-the-go payments
  • Flat-rate pricing for simplicity
  • Streamlined invoicing process
  • Flexible month-to-month agreements
Our Score
7.6
7.4
Process credit card payments in seconds
  • Transactions starting at 2.3% + $0.10 per payment
  • Fraud protection coverage up to $100K
  • Accept payments with or without Wi-Fi connectivity
Our Score
7.4
7.2
Payment processing, reimagined
  • Outstanding customer support
  • Flexible month-to-month pricing
  • No penalties for cancellation
Our Score
7.2

Our Best Overall Choice

10
24/7 customer support at your service
  • No hidden fees and 0% markup
  • Trusted by over 10,000 businesses
  • Eliminate costs with Zero Fee Processing
Our Score
10

Still not sure? Let us help you find the right Payment Solution for your business

Take our quick quiz to get quotes for the solution that's right for your business.

Choosing a merchant services provider is a critical decision for your business, especially if you’re dealing with in-person and online transactions. Here are some key factors to consider, you’ll be better equipped to choose a merchant services provider that meets your business’s unique needs.

Here are the top seven reasons to carefully choose a merchant services provider as your business partner:

Cost Efficiency

A well-chosen provider can significantly reduce your payment processing costs. This includes lower transaction fees, no hidden charges, and favorable rates that align with your business volume.

  • Per-Transaction Fee: Look at the percentage fee per transaction, which can vary significantly between providers.
  • Monthly Fees: Some providers charge a monthly fee, while others may have no monthly charges but higher per-transaction fees.
  • Additional Fees: Be aware of any additional fees for services like chargebacks, PCI compliance, or payment gateway usage.

Security and Fraud Protection

A reputable provider ensures your transactions are secure, helping you avoid fraud and chargebacks. They offer advanced security features like PCI compliance and encryption, protecting your business and customer data.

  • PCI Compliance: Ensure the provider offers PCI compliance support to protect your business and customers.
  • Fraud Prevention: Look for providers with robust fraud detection and prevention measures.

Seamless Integration

The right provider will easily integrate with your existing systems, such as POS, accounting software, and e-commerce platforms, reducing manual work and potential errors.

Scalability

As your business grows, your payment processing needs may change. A good provider can scale with your business, offering flexible solutions that accommodate increased transaction volumes or new sales channels.

Customer Experience

A reliable merchant services provider ensures quick, efficient, and varied payment options, enhancing the overall customer experience. This includes support for mobile payments, contactless transactions, and online payments.

24/7 Support and Reliability

Continuous and reliable customer support is crucial. A provider that offers 24/7 support ensures any issues are quickly resolved, minimizing disruptions to your business operations.

  • Availability: Check if the provider offers 24/7 customer support, which is crucial if you encounter issues outside regular business hours.
  • Quality: Look for reviews or testimonials about the provider’s customer service quality.

Comprehensive Reporting and Analytics

Access to detailed transaction data and reports helps you make informed business decisions. A good provider offers robust analytics tools that give you insights into sales trends, customer behavior, and more.

These reasons underscore the importance of choosing a merchant services provider that not only meets your immediate needs but also supports your long-term business goals.

Still not sure? Let us help you find the right Payment Solution for your business

Take our quick quiz to get quotes for the solution that's right for your business.
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