Our Recommended Merchant Services – Credit Card Processors
Last Updated October 2024
Maximize Profits and Slash Fees with the Best Merchant Services That Every Business Needs!
Get a $450 statement credit*
- Accepts most payment types including Apple Pay & Google Pay
- Simple to learn and use as it is powerful and versatile
- Set up and automatically apply taxes at the item level
- Manage your entire staff
Free EMV terminal*
- Full-service credit card processing
- 98% approval rate
- Flat-rate pricing & no setup fees
- Dedicated account manager
First Month Free*
- 0% markup processing with no hidden fees
- Dedicated support teams, on & offline
- Powerful all-in-one platform
- Accept every payment type
Built for every kind of business
- Custom pricing available
- Instant transfers to your bank
- Track your business in real-time
- PCI compliance for data security
Save on fees with transparent pricing.
- Interchange+ Pricing Customized for Your Business
- Variable Rates As Low As 0.2% - 1.95%
- Committed to Simple & Clear Credit Card Processing
- Accept All Payment Types
Over 200,000 merchants have trusted Paysafe
- Flexible and Seamless Payment Processing
- Intuitive Checkout Experiences
- Customized Payment Methods
- Accept payments from digital wallets
Leaders Merchant Services
- Customized solutions
- 24/7 customer support
- Cash advance and loans available
Our Best Overall Choice
Get a $450 statement credit*
- Accepts most payment types including Apple Pay & Google Pay
- Simple to learn and use as it is powerful and versatile
- Set up and automatically apply taxes at the item level
- Manage your entire staff
Choosing a merchant services provider is a critical decision for your business, especially if you’re dealing with in-person and online transactions. Here are some key factors to consider, you’ll be better equipped to choose a merchant services provider that meets your business’s unique needs.
Here are the top seven reasons to carefully choose a merchant services provider as your business partner:
Cost Efficiency
A well-chosen provider can significantly reduce your payment processing costs. This includes lower transaction fees, no hidden charges, and favorable rates that align with your business volume.
- Per-Transaction Fee: Look at the percentage fee per transaction, which can vary significantly between providers.
- Monthly Fees: Some providers charge a monthly fee, while others may have no monthly charges but higher per-transaction fees.
- Additional Fees: Be aware of any additional fees for services like chargebacks, PCI compliance, or payment gateway usage.
Security and Fraud Protection
A reputable provider ensures your transactions are secure, helping you avoid fraud and chargebacks. They offer advanced security features like PCI compliance and encryption, protecting your business and customer data.
- PCI Compliance: Ensure the provider offers PCI compliance support to protect your business and customers.
- Fraud Prevention: Look for providers with robust fraud detection and prevention measures.
Seamless Integration
The right provider will easily integrate with your existing systems, such as POS, accounting software, and e-commerce platforms, reducing manual work and potential errors.
Scalability
As your business grows, your payment processing needs may change. A good provider can scale with your business, offering flexible solutions that accommodate increased transaction volumes or new sales channels.
Customer Experience
A reliable merchant services provider ensures quick, efficient, and varied payment options, enhancing the overall customer experience. This includes support for mobile payments, contactless transactions, and online payments.
24/7 Support and Reliability
Continuous and reliable customer support is crucial. A provider that offers 24/7 support ensures any issues are quickly resolved, minimizing disruptions to your business operations.
- Availability: Check if the provider offers 24/7 customer support, which is crucial if you encounter issues outside regular business hours.
- Quality: Look for reviews or testimonials about the provider’s customer service quality.
Comprehensive Reporting and Analytics
Access to detailed transaction data and reports helps you make informed business decisions. A good provider offers robust analytics tools that give you insights into sales trends, customer behavior, and more.
These reasons underscore the importance of choosing a merchant services provider that not only meets your immediate needs but also supports your long-term business goals.
