Our Recommended Merchant Services – Credit Card Processors
Last Updated December 2024
Maximize Profits and Slash Fees with the Best Merchant Services That Every Business Needs!
24/7 customer support at your service
- No hidden fees and 0% markup
- Trusted by over 10,000 businesses
- Eliminate costs with Zero Fee Processing
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8.4
Over 10 years of proven merchant service excellence
- Next-day payouts for added convenience
- Guaranteed competitive, locked-in rates
- 24/7 access to dedicated specialists
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Starting at: $49/month
Unparalleled security and fraud protection
- Intuitive platform for effortless management
- Gain insights with detailed analytics and reports
- Simple API integration for tailored payment solutions
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Starting at: Free
All-in-one credit card processing solution
- 98% approval rate
- Flat-rate pricing with no setup fees
- Dedicated account manager at your service
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24/7 unlimited support, whenever you need it
Starting at: $10/month
Starting at: $10/month
Credit card processing and POS solutions designed for restaurants
- Transparent pricing with no surprises
- Minimize errors with seamless restaurant POS integration
- Stay operational with offline payment capabilities
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Starting at: Request a Quote/month
0% credit card surcharge
- Effortless surcharging compliance
- Save 100% on credit card transaction fees
- Accept payments anytime, anywhere
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Starting at: $0/month
High-risk businesses welcome
- Over 10 years of experience with retail and online businesses
- Advanced fraud prevention systems
- 24/7 emergency phone support
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Starting at: Custom Pricing
$200 price match guarantee or SAVE*
- Extremely low $0.15 batch fee
- Round-the-clock tech support
- High-risk merchants accepted
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Free payment equipment included*
Starting at: Get a Quote
Starting at: Get a Quote
First month FREE for US-based businesses*
- 0% markup payment processing with flat fees
- Save up to 40% monthly
- Trusted by over 30,000 businesses
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Perfect for high-volume merchants
Starting at: $49/month
Starting at: $49/month
Free gateway setup and mobile card reader
- Round-the-clock customer support
- Tailored pricing plans to fit your needs
- Clear and affordable fee structures
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Hassle-free credit card processing
Starting at: $9.95/month
Starting at: $9.95/month
Simplified online payment solutions
- Easily add payment methods with a click
- Access analytics through a customizable dashboard
- Flexible payment options for every business
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Starting at: 2.9% + $0.29 per transaction
Payment processing tailored for every business
- Transparent, no-surprise pricing
- PCI-compliant data security
- A wide range of plans to choose from
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Starting at: $0/month
Fee-free payment processing platform
- No contracts, no monthly fees
- Award-winning customer service
- Lowest interchange rates on every transaction
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Rates starting at: 1.94% + $0.08 per transaction
FREE software and equipment*
- Zero-cost payment processing available
- High-risk merchants accepted
- Straightforward pricing plans
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Tailored support included
Starting at: Custom Pricing
Starting at: Custom Pricing
Payment processing, reimagined
- Embed shareable payment links anywhere
- Seamlessly integrated with HubSpot's Smart CRM
- Generate customizable revenue reports in seconds
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Starting at: $49/month
Exclusive volume discounts for growing businesses
- 0% per transaction plus interchange fee
- Average savings of over $400/month
- Simple and transparent credit card processing
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Starting at: $79/month
Revolutionizing credit card processing
- Zero processing fees
- Sleek, portable, and professional hardware
- Fully EMV and PCI-compliant
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Starting at: $20/month
Free credit card processing terminal
- $1,000 meet-or-beat pricing guarantee
- Competitive rates designed for high-revenue businesses
- Fast same-day funding options
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Starting at: Custom Pricing
Award-winning customer support
- Same-day deposits for fast funding
- No setup fees or hidden costs—free terminal included
- 98% approval rate with no minimum credit score required
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Personalized service with a dedicated account representative
Starting at: Request a Quote
Starting at: Request a Quote
Eliminate up to 100% of processing fees
- Comprehensive reporting and tracking tools
- Offers dual pricing processing options
- Quick access to live phone support with real representatives
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Starting at: $29.99/month
A smarter, simpler solution for payment processing.
- Industry-leading risk and fraud prevention
- Effortless, secure, and reliable payments
- Tailored to fit your unique business mode
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Unlimited possibilities, all in one platform.
Starting at: Custom
Starting at: Custom
Never miss a sale
- Trusted by over 5 million businesses of all sizes
- Accept payments anytime, anywhere
- Quick funding with no hidden fees
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Starting at: $0.10 per transaction
Earn up to $800 bonus with promo code: Q2AFL24*
- Round-the-clock customer support, 24/7/365
- No long-term contracts or cancellation fees
- Convenient contactless payment solutions
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Starting at: $0/month
Enjoy our Free Plan!
Enjoy our Free Plan!
Effortless payment processing
- Rates starting at 0.39% for swiped cards
- Free equipment worth $500
- Next-day deposits with a 98% approval rate
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Starting at: Custom Pricing
$200 Meet-or-Beat Price Guarantee
- 24/7 personalized support
- Dedicated lifetime account representative
- Zero processing fees
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FREE processing equipment provided*
Starting at: Request a Quote
Starting at: Request a Quote
Mobile card reader for seamless on-the-go payments
- Flat-rate pricing for simplicity
- Streamlined invoicing process
- Flexible month-to-month agreements
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Starting at: $0/month
Process credit card payments in seconds
- Transactions starting at 2.3% + $0.10 per payment
- Fraud protection coverage up to $100K
- Accept payments with or without Wi-Fi connectivity
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Starting at just $4.95/month
Payment processing, reimagined
- Outstanding customer support
- Flexible month-to-month pricing
- No penalties for cancellation
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Starting at: $49/month
Recommended Credit Card Processing Company
Get a $450 statement credit
- Accepts most payment types including
- Apple Pay & Google Pay Simple to learn and use as it is powerful and versatile
- Set up and automatically apply taxes at the item level
- Manage your entire staff
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Starting at just $4.95/month
Our Best Overall Choice
24/7 customer support at your service
- No hidden fees and 0% markup
- Trusted by over 10,000 businesses
- Eliminate costs with Zero Fee Processing
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8.4
Choosing a merchant services provider is a critical decision for your business, especially if you’re dealing with in-person and online transactions. Here are some key factors to consider, you’ll be better equipped to choose a merchant services provider that meets your business’s unique needs.
Here are the top seven reasons to carefully choose a merchant services provider as your business partner:
Cost Efficiency
A well-chosen provider can significantly reduce your payment processing costs. This includes lower transaction fees, no hidden charges, and favorable rates that align with your business volume.
- Per-Transaction Fee: Look at the percentage fee per transaction, which can vary significantly between providers.
- Monthly Fees: Some providers charge a monthly fee, while others may have no monthly charges but higher per-transaction fees.
- Additional Fees: Be aware of any additional fees for services like chargebacks, PCI compliance, or payment gateway usage.
Security and Fraud Protection
A reputable provider ensures your transactions are secure, helping you avoid fraud and chargebacks. They offer advanced security features like PCI compliance and encryption, protecting your business and customer data.
- PCI Compliance: Ensure the provider offers PCI compliance support to protect your business and customers.
- Fraud Prevention: Look for providers with robust fraud detection and prevention measures.
Seamless Integration
The right provider will easily integrate with your existing systems, such as POS, accounting software, and e-commerce platforms, reducing manual work and potential errors.
Scalability
As your business grows, your payment processing needs may change. A good provider can scale with your business, offering flexible solutions that accommodate increased transaction volumes or new sales channels.
Customer Experience
A reliable merchant services provider ensures quick, efficient, and varied payment options, enhancing the overall customer experience. This includes support for mobile payments, contactless transactions, and online payments.
24/7 Support and Reliability
Continuous and reliable customer support is crucial. A provider that offers 24/7 support ensures any issues are quickly resolved, minimizing disruptions to your business operations.
- Availability: Check if the provider offers 24/7 customer support, which is crucial if you encounter issues outside regular business hours.
- Quality: Look for reviews or testimonials about the provider’s customer service quality.
Comprehensive Reporting and Analytics
Access to detailed transaction data and reports helps you make informed business decisions. A good provider offers robust analytics tools that give you insights into sales trends, customer behavior, and more.
These reasons underscore the importance of choosing a merchant services provider that not only meets your immediate needs but also supports your long-term business goals.
