Boston-based proMerchant offers credit card processing for most standard-risk business types. In August 2021, they were acquired by food ordering company Waitr. The executives leverage their extensive payment processing expertise to ensure clients get set up with the right rate plan and processing system to yield the highest degree of savings and success.

ProMerchant prides itself on offering merchants best-in-class service, care and support. They believe it is essential to have a complete understanding of their client’s businesses as it is key to providing a successful service. This is why they allocate a dedicated team to assist and support each client.

Month-to-month contracts and no early termination fees sets proMerchant apart from their competitors. proMerchant offer same-day account set-up through an online application and overnight delivery of equipment. They don’t charge any set-up or application fees either. This combination of features is ideal for brand new companies or individuals who do business intermittently, such as pop-up stores or people who sell merchandise at festivals and art fairs.

In current market most merchants don’t have the luxury of choosing between different fee rating options, but ProMerchant accommodates the choice between flat monthly fees and fixed rates to serve a broader range of businesses. Their Interchange Plus Fixed Rate is a low-cost plan where the Interchange rates that Visa and Mastercard charge is broken down with the best ones that apply to the merchant’s type of business. The low percentage rate and transaction fee added on top of the Interchange, are fixed. Flat Rate Pricing plan on the other hand eliminates any variation in rates and presents merchants with one fixed rate for any and all credit cards. Merchants can also opt for an extension of this plan that reduces overall credit card processing fees down to 0%.

The company has flexible payment processing options that works even for high-risk businesses that don’t usually get accepted by other providers, like debt consolidation companies. proMerchant has a network of 12 high-risk service providers for merchants that are well-known for having lots of credit card chargebacks.

proMerchant can also equip you with the appropriate terminal and equipment as required by your business. You can choose from POS system to virtual terminals for online payments. If you don’t want this free terminal placement solution, you can purchase the equipment of your choice instead.

proMerchant doesn’t offer a free trial and that could be due to the fact that their contracts are month to month. There may not be a pressing need for a trial given you can cancel at any time.