What is Creditcardprocessing.com?
Creditcardprocessing.com is based in Westlake Village, CA and was launched in 1998. In 2012, CCP became a subsidiary of iPayment, Inc. – a large independent sales organization for First Data and one of the biggest card processors in the United States.
CCP used to have a complex pricing structure like most other credit card processing companies in the market. The transaction rates were not standard and varied from customer to customer. Their pricing included a lot of hidden fees embedded into the service agreement.
But recently they introduced an innovative subscription pricing structure which makes the offer clearer. For a monthly fee of $49 to $249, CCP will guarantee a fixed transaction fee and a variety of other benefits like a terminal with dual-mode connections, the highest level of end-to-end encryption for maximum data transmission security and some of the most advanced hardware on the market today like EMV terminals, NFC readers, Clover POS and mobile payments.
You still need to call the sales team to get all information on the benefits and rates of their top tier – the Platinum Plan. CCP may take you through the application process and negotiate terms, but actual merchant account is with iPayment.
CCP offers month-to-month contracts and no early termination fees, meaning you are not committed to a long-term subscription. CCP’s pricing, features, and advertising closely resemble Flagship Merchant Services, which was also acquired by iPayment.
CCP provides greater predictability for your business whilst lowering your overall fees as your business grows and transacts in higher sales volume.
Creditcardprocessing.com
What popular features do you get with Creditcardprocessing.com?
- ACH Payment processing
- Quip payment gateway
- Virtual terminal for mail and telephone orders
- EMV terminals
- NFC readers for contactless payments
- iAccess app online reporting and analytics
- Free card Terminal
- Integration with Clover POS products
- Digital loyalty programs
- PCI Compliance
- Mobile payments app
- Month – to – Month subscriptions
- Electronic Receipts
Customer Support is available at Creditcardprocessing.com
You will have access to customer and technical support to help guide you through the setup process, transaction management and troubleshooting any issues with their hardware or software. Premium and Platinum member also get a dedicated account manager.
CCP also provides free training for its POS terminals and e-commerce solutions.
Phone contact is available only Monday to Friday 9 am to 7:30 pm EST, but you can get technical support 24/7 via email or their online support form.
What kind of business is Creditcardprocessing.com ideal for?
Creditcardprocessing.com is ideal for small to medium businesses processing at least $5,000 worth of monthly credit card transactions. CCP can be expensive in the long run for lower volume companies. If you own a fast-growing businesses expecting to take high volumes of sales, CCP works well as you get more benefits and lower rates as you process more transactions, even if you experience high seasonal fluctuations.
CCP also caters to high risk merchants unlike other merchant service providers in the market.
Pros and Cons
- No long term contracts
- Affordable and predictable transaction costs
- Accepts high risk merchants
- No set up or application fees
- Can be expensive for low volume merchants
- Rates can be confusing
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How much does Creditcardprocessing.com cost?
*based on information provided by the vendor. Actual cost may vary.
CreditCardProcessing.com has a tiered membership pricing model with monthly costs ranging from $49 to $249. The higher tiers offer lower per-transaction fees and more benefits.
Business Plan is entry-level subscription starting at $49/month + $0.25/transaction + interchange fees. This tier includes basic features like phone support and security.
Plus Plan starts at $79/month + $0.20/transaction + interchange fees. Key features includes everything in the Business plan plus online reporting through iAccess app and a dedicated account manager.
Pro Plan starts at $99/month + $0.15/transaction + interchange fees. This plan includes everything in the Plus plan plus a basic terminal and gateway.
Premier Plan costs $129/month + $0.10/transaction + interchange fees. This plan includes everything in the Pro plan plus additional security protection.
Platinum Plan is the top tier plan starting at $249/month + $0.05/transaction + interchange fees. This plan includes everything in the Premier plan plus a free Clover mini POS system and more benefits.
Final thoughts...
Credit Card Processing.com is a good payment processor that gives you everything you need to scale your growing business. Its tier-based subscription model gives you the opportunity to enjoy low per-transaction rates for your business but also receive additional benefits like high-level security and dedicated customer service.
That being said, it’s not easy to see exactly how it performs against competitors since the website is a bit confusing about features and pricing. You need to contact their sales team to fully understand the fees and inclusions of every plan on offer.
Whether you are looking to implement an e-commerce online site, mobile payment platform, iPad POS, in-store payment processing, or all of the above then CreditCardProcessing.com has the hardware and software to implement those requisites. Visit their site today to see what is right for you.
